This AUP applies to all users of the MelMat™ platform ("Platform"), including individuals, organizations, and their authorized End Users. It defines the boundaries of acceptable use to protect MelMat's platform integrity, protect third parties, ensure regulatory compliance, and maintain the trust of all users.

This AUP applies to all interactions with the Platform, including research queries submitted, data uploaded, outputs generated, and any other use of Platform features. Violations of this AUP may result in suspension or termination of your account as described in Section 8.

The Platform is licensed for the following purposes:

• AI-assisted research synthesis for internal business decision-making
• Document and content summarization for professional use
• Competitive intelligence research and market analysis
• Regulatory monitoring and compliance research
• Strategic research to support client advisory work, subject to all professional services requirements in Section 4
• Any other internal business research purpose consistent with these terms

All permitted uses are subject to the restrictions set forth in this AUP and the full Terms of Service.

This section applies to licensed attorneys, CPAs, Registered Investment Advisers, Investment Adviser Representatives, insurance professionals, licensed consultants, and any entity that uses Platform outputs in delivering services to third-party clients.

Professional Services Users additionally agree to:

• Apply independent professional judgment to evaluate, verify, and confirm the accuracy and appropriateness of AI Output before any client-facing use
• Not present AI Output to clients as independently verified or authoritative without first completing such review
• Maintain their own records of AI Output used in client work, including the date, version, query, and disposition of each Output
• Not represent to clients that AI research satisfies the professional standard for independent due diligence without additional verification

When using AI Outputs generated by MelMat, all Users agree to the following standards:

• Accuracy verification: AI Outputs must be independently verified before being presented as factual or authoritative in any professional, client-facing, or public context
• Attribution: If AI-assisted research is used in deliverables, Users should consider appropriate disclosure practices consistent with applicable professional standards
• No misrepresentation: Users shall not represent MelMat AI Outputs as more accurate, comprehensive, or reliable than the Platform's actual documented capabilities
• Confidence scores: Confidence scores displayed in the Platform are probabilistic estimates only and are not guarantees of accuracy
• Version awareness: Outputs generated under different model versions may differ materially. Users should not rely on Output consistency across sessions

The following data types may not be submitted to the Platform without explicit written authorization from MelMat:

• Protected Health Information (PHI) as defined under HIPAA without an executed Business Associate Agreement
• Payment card data subject to PCI-DSS
• Social Security Numbers, government-issued identification numbers, or financial account credentials
• Biometric data as defined under CCPA/CPRA or applicable state law
• Children's data subject to COPPA or any data relating to individuals under age 18
• Privileged attorney-client communications without appropriate client consent and authority
• Material Non-Public Information (MNPI) subject to securities law restrictions

Submission of prohibited data may constitute a breach of this AUP and applicable law, and may result in immediate account suspension.

• You are responsible for maintaining the security of your account and session tokens
• Do not share account credentials, magic links, or session tokens with unauthorized individuals
• Magic links expire after 15 minutes and can only be used once — do not forward them
• If you believe your account has been compromised, contact [email protected] immediately
• You are responsible for all activity that occurs under your account credentials

MelMat reserves the right to investigate any suspected violation of this AUP. Upon determining that a violation has occurred, MelMat may take any of the following actions:

MelMat's enforcement decisions are final. Termination for AUP violations does not entitle User to any refund of subscription fees paid.

If you become aware of any use of the MelMat platform that violates this AUP, please report it to [email protected] with the subject line "AUP VIOLATION REPORT." We take all reports seriously and will investigate promptly.

This AUP is incorporated by reference into MelMat's Terms of Service (Section 7). In the event of any conflict between this AUP and the Terms of Service, the Terms of Service shall govern. Capitalized terms used in this AUP have the meanings given to them in the Terms of Service.

By accepting MelMat's Terms of Service through the First-Login Acceptance Screen, you also agree to this Acceptable Use Policy. This AUP may be updated from time to time consistent with the update procedures described in Section 2.3 of the Terms of Service.